Indian Overseas Bank was established in the year 1937 in three places simultaneously at Karaikudi, Chennai and Penang, Malaysia.
At the time of Independence, there were 38 branches in India and 7 branches outside India. It was one of the 14 banks that were nationalised in the year 1969.
It was the first bank to venture into consumer credit by introducing a personal loan scheme.
To know more about the bank, visit their official website which is https://www.iob.in/
Products and Services Offered by Indian Overseas Bank
The bank offers various products and services like :
- Deposit Accounts like Savings Account and Current Account
- Loans like Home loan, Personal Loan, Car Loan and Education Loan
- Investments like fixed deposit and recurring deposit
- Credit card and Debit card
How to Get a Chequebook for Indian Overseas Bank
There are two main ways to get a chequebook, which are :
- Via offline mode
- Via online mode
Both the methods have been discussed in details below.
A. Via offline mode – even though you are given a chequebook at the time of the opening of your bank account if you still want a new chequebook you can order a chequebook for your account via offline mode by following the steps below.
Step 1: Contact the customer care of Indian Overseas Bank on the number 91-44-28524212
Step 2: Ask them for a new chequebook and provide them with the details that they require to verify your identity. They will charge a specific amount for the request for a new chequebook.
Step 1: Visit the ATM of the bank and enter the debit card in the machine along with the debit card PIN.
Step 2: Select the option of ‘ more options’ and there you will see the option of a new chequebook request.
Step 3: Select the option and it might ask you the number of leaflets you want in your chequebook. The bank will charge an amount for the new chequebook which will be automatically debited from your account.
B. Via online mode: You can just sit at home and request a new chequebook for your account with just a few taps on your phone. The process of ordering a new chequebook via online mode is :
Step 1: To order a new chequebook through net banking you first need to visit their official site which is https://www.iob.in
Step 2: Log in to your account and then you will see the option of ‘Customer Services’
Step 3: Select the option of ‘issue a new chequebook’ and enter the account number you want a new chequebook for.
Step 4: Select submit and the chequebook will be delivered at the registered address in 3 to 4 working days.
These were the two offline and online methods of requesting a new chequebook for your bank account. I hope it was elaborative and understandable enough to not create any issues for you while you are requesting a new chequebook from Indian Overseas Bank.